Wijzigingen voor de Europeesche Verzekeringen.
Hieronder vindt u het, in het Engels, uitgewerkte document naar aanleiding van de aanpassingen die gedaan moesten worden voor de Europeesche Verzekeringen:
- The name "Garantie-Annulering" will be gone. The new name will be "Allrisk Annulering" and the premie for this changes from 6% to 7% (the regular Annuleringsverz. remains 5,5%!!)
- The pulldown for A, B, or C which you cannot select in the EVM service should be active again (like we now also have for the ELV insurance compagny). A, B, and C can remain. There will be new tarifs for these groups. I will come back to that later in this doc.
- In the pulldown for Nederland, Europa and Wereld only Europa en Wereld should remain. Nederland can be deleted.
- For 'Rechtsbijstand incl.' there is no Summe Steuer calculated, this should be calculated for 21%
For the option "Hulp/Huur vervoermiddel we now already calculate Summe Steuer. This is ok, but the wrong percentage is taken. It should be 21%.
- There should become one more selection entry with 'Bagage incl.' or 'Bagage excl.' (default on excl.). I prefer above the entry for "excl. Winter-/bijz. sporten"
- There should become also an extra selection for 'Sportuitrusting incl.' or 'Sportuitrusting excl.'(default on excl.). My idea would be above the entry for 'Topdekking excl.'
- New premies. The pulldown should be activated (see point 2) so the clients can select A, B or C.
A = Basis
B = Comfort
C = Optimaal
After this selection they should choose between Europa and World. The basic premies are like these:
(Personenhulp is basic premie)
Because of the selection for A, B and C I guess everything will change:
So (I will take the order in Jack):
Basic premie:
Basis Europa = € 0,92
Basis World = € 1,62
Comfort Europa = € 1,02
Comfort World = € 1,77
Optimaal Europa = € 1,12
Optimaal World = € 1,97
Inclusief Bagage (see also point 6):
Basis Europa = € 0,20
Basis World = € 0,35
Comfort Europa = € 0,25
Comfort World = € 0,40
Optimaal Europa = € 0,30
Optimaal World = € 0,45
- Inclusief geneeskundige kosten (inkl. medizinische Versorgung)
in Jack it's default with geneeskundige kosten and this entry is shown above the A, B, C selection. Maybe we can change that entry also to below the A, B and C selection and make it default excl.?
Premies:
Basis Europa = € 0,45
Basis World = € 0,70
Comfort Europa = € 0,50
Comfort World = € 0,75
Optimaal Europa = € 0,55
Optimaal World = € 0,80
Inclusief winter-/bijzondere sporten (Winter-/Spezialsportarten inkl)
Basis Europa = € 1,00
Basis World = € 1,00
Comfort Europa = € 1,00
Comfort World = € 1,00
Optimaal Europa = € 1,00
Optimaal World = € 1,00
Inclusief ongevallen (Unfälle inkl.)
Basis Europa = € 0,10
Basis World = € 0,10
Comfort Europa = € 0,15
Comfort World = € 0,15
Optimaal Europa = € 0,15
Optimaal World = € 0,15
Inclusief geld (Geld inkl.)
Basis Europa = € 0,50
Basis World = € 0,50
Comfort Europa = € 0,50
Comfort World = € 0,50
Optimaal Europa = € 0,50
Optimaal World = € 0,50
Inclusief rechtsbijstand (Rechtsbeistand inkl.)
Basis Europa = € 0,15
Basis World = € 0,15
Comfort Europa = € 0,15
Comfort World = € 0,15
Optimaal Europa = € 0,15
Optimaal World = € 0,15
Inclusief Hulp/Huur vervoermiddel (Transportmittel inkl.)
Basis Europa = € 17,50
Basis World = € 17,50
Comfort Europa = € 17,50
Comfort World = € 17,50
Optimaal Europa = € 17,50
Optimaal World = € 17,50
Inclusief extra sportuitrusting (see also point 7)
Basis Europa = € 0,65
Basis World = € 0,65
Comfort Europa = € 0,65
Comfort World = € 0,65
Optimaal Europa = € 0,65
Optimaal World = € 0,65
- Obligated fields
You see in the column above that there are some fields shown in blue. When clients in Jack selected the C option, these entries are obligated. It only concerns the C (Optimaal) option!!
So, when C is selected the premie of Europe is based on:
Basic € 1,12
Bagage € 0,30
Geneeskundige kosten € 0,55
Geld € 0,50
Rechtsbijstand € 0,15
So this premie is at least€ 2,62
And for World it is:
Basic € 1,97
Bagage € 0,45
Geneeskundige kosten € 0,80
Geld € 0,50
Rechtsbijstand € 0,15
So this premie is at least€ 3,87
The other fields are still optional, but these fields mentioned above must directly be selected by Jack and the client should not be able to deselect them!